Regulatory Disclosures & Firm Information

Clements Investment Management, Inc.

 

Clements Investment Management, Inc. (“CIM”) is an independent registered investment adviser registered in the states of Oregon and California. Registration as an investment adviser does not imply a particular level of skill or training and does not constitute approval or endorsement by any regulatory authority.

CIM provides investment advisory and financial planning services to individuals and families based upon each client’s individual circumstances, financial objectives, risk tolerance, and needs.

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Important Investment Information

 

The information provided on this website is for general informational and educational purposes only. Nothing contained on this website should be construed as individualized investment advice, a recommendation, or an offer or solicitation to buy or sell any security or investment product.

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Investment advice and recommendations are provided only after CIM has evaluated a client’s individual financial circumstances, objectives, needs, and other relevant considerations.

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Investing involves risk, including the possible loss of principal. No investment strategy can guarantee a profit or protect against loss. Past performance is not indicative of or a guarantee of future results.

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Financial GPS

 

CIM’s Financial GPS is a proprietary financial planning and monitoring process designed to help evaluate a client’s financial circumstances, objectives, and changing conditions over time.

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The Financial GPS should not be interpreted as a market-prediction system, investment-performance model, guarantee of investment results, or assurance that any particular financial objective will be achieved.

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Financial plans and projections are based upon assumptions and information available at the time they are prepared. Actual results may differ materially as economic conditions, markets, tax laws, personal circumstances, and other factors change.

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Tax, Legal and Other Professional Advice

 

Information presented on this website concerning tax, estate planning, legal, insurance, or other professional matters is general in nature and is not intended to constitute legal, accounting, tax, or other professional advice.

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Clients and prospective clients should consult appropriately qualified professionals regarding their individual circumstances.

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Private Legacy Planning Retreats

 

Private Legacy Planning Retreats may be offered to certain CIM clients as an extension of the financial planning relationship when appropriate.

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These retreats are intended to facilitate discussion concerning financial goals, family priorities, legacy considerations, and other matters relevant to long-term financial planning. They are not intended to provide legal, tax, accounting, psychological, medical, or other licensed professional services.

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When appropriate, clients are encouraged to consult their attorneys, accountants, tax professionals, or other qualified advisers regarding matters outside CIM’s investment advisory services.

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Third-Party Information and Links

 

This website may contain information obtained from third-party sources or links to websites maintained by unaffiliated third parties.

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Such information and links are provided for convenience and informational purposes. CIM does not control unaffiliated third-party websites and does not assume responsibility for their content, accuracy, security, availability, or privacy practices.

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The inclusion of a third-party link does not necessarily constitute an endorsement, recommendation, or approval by CIM of the third party or its products or services.

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Website Information

 

CIM makes reasonable efforts to provide accurate and current information on this website; however, information may become outdated or may change without notice.

 

Nothing on this website creates an investment advisory relationship. An advisory relationship with CIM is established only through a written investment advisory agreement between CIM and the client.

 

Form ADV — Firm Brochure

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Additional information regarding Clements Investment Management, Inc., including its advisory services, fees, investment strategies, conflicts of interest, and other important disclosures, is available in the firm’s current Form ADV Part 2A — Firm Brochure.

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[View Form ADV Part 2A — Firm Brochure]

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Privacy Notice

 

CIM maintains policies and procedures designed to protect the confidentiality of clients’ nonpublic personal information.

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Additional information regarding CIM’s privacy practices is available in the firm’s Privacy Notice.

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[View Privacy Notice]

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Verify Our Registration

 

Information concerning Clements Investment Management, Inc.’s registration and regulatory filings is publicly available through the Investment Adviser Public Disclosure (IAPD) database.

 

Clements Investment Management, Inc.
CRD No. 168857

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[Verify Our Registration — IAPD]